Terms of Use

Effective Date: January 1, 2026

1. Acceptance of Terms

You are viewing the terms of use for the website created and maintained by KBinns Strategies, Inc. (“Company,” “we,” “our,” “us”).  When you access or use this website, you agree to be bound by the following terms and to comply with all applicable laws and regulations. We may change these terms at any time, for any reason or no reason at all, with or without notice, and you agree to waive any right to be notified of any changes. By accessing or using this site, you recognize that the Company has provided sufficient consideration by offering this website for free of charge and, in exchange for such consideration, you agree to be bound by the then-current version of these terms. If you do not agree with one or more of these terms or if you violate any provision of these Terms of Use, the Company’s Privacy Policy, or any other published policy of the Company applicable to you, then you are prohibited from using or accessing this site. The information provided on the website is provided by the Company as a convenience to you. The content contained therein does not obligate the Company to provide any specific information, material, product, or service to you.

2. Permitted Use

You may access and use this Site for lawful purposes only. You agree not to:

  • Use the Site in violation of any applicable law or regulation

  • Attempt to gain unauthorized access to any part of the Site or its systems

  • Interfere with or disrupt the security or functionality of the Site

  • Introduce malicious code, including viruses or harmful software

  • Copy, reproduce, distribute, or exploit Site content without authorization

We reserve the right to restrict or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms.

3. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, branding, designs, downloads, images, videos, and other materials, is the property of KBinns Strategies or its licensors and is protected by intellectual property laws.

You may view, download, or print content from the Site for personal, non-commercial use only. You may not reproduce, modify, republish, distribute, transmit, display, or create derivative works from any Site content without our prior written consent.

4. No Professional Advice

The content provided on this Site is for general informational purposes only and does not constitute financial, investment, legal, tax, or other professional advice.

Your use of this Site does not create a client, advisory, fiduciary, or professional relationship between you and KBinns Strategies, Inc. You should consult qualified professionals before making any financial, legal, business, or investment decisions.

We make no representations that the information on this Site is appropriate for your specific circumstances.

5. No Warranties

We provide the materials on this website on an “as is” basis.  We make no warranties, expressed or implied, and disclaim and negate all other warranties, including but not limited to implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the materials appearing on this website could include typographical, technical, informational, and/or other errors. Whether or not this site contains any such error(s), we do not warrant that any of the materials on this site, or on any site that is linked from or to this site, are accurate, complete, current, or reliable, and additionally we do not warrant or make any representations concerning the likely results of the use of the materials on this site or on any site that is linked from or to this site. Further, the Company does not warrant that your use of the website, any content therein, or of Company’s services or products will be secure, uninterrupted, always available, or error-free.

6. Information Accuracy

While we strive to ensure the information on this Site is accurate and current, we make no representations or warranties regarding its completeness, reliability, or accuracy. Content may be updated, modified, or removed at any time without notice.

7. Third-Party Links

This Site may include links to third-party websites for convenience. We do not control or endorse these sites and are not responsible for their content, policies, or practices. Accessing third-party websites is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, KBinns Strategies, Inc. and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of—or inability to use—the Site.

This includes, without limitation, loss of profits, data, business opportunities, or goodwill, even if we have been advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Site is to discontinue use.

9. Indemnification

You agree to indemnify and hold harmless KBinns Strategies Inc. and its affiliates, officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or your violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Site will be resolved exclusively in the state of federal courts located in the Commonwealth of Virginia, and you consent to the jurisdiction of such courts.